About us

Protecting families, one plan at a time.

Nine Life Group is an independent insurance agency in Philadelphia. We help families and professionals protect the people they love and build a stronger financial future.

Meet the team

Real, licensed people you can call, text, or meet with.

Liam Gallagher

Co-founder & Licensed Agent

Born and raised in Philadelphia, Liam helps families understand their options and build plans that protect them now and later. He brings a numbers-first approach to every conversation.

National Producer Number: 22206695

Virak Alhassan

Co-founder & Licensed Agent

Virak works one-on-one with families and professionals to find coverage that fits their goals and budget. He takes the time to explain every option clearly so clients feel confident in their decision.

National Producer Number: 22148907

What we stand for

The principles behind every conversation we have.

Family first

Every plan starts with the people you want to protect.

Honest advice

We'll tell you when something isn't the right fit, even if it means no sale.

Independent

We compare multiple carriers so you get the best option, not the only one we sell.

Here for the long run

We review your policy with you over the years as your life changes.

Our story

Nine Life Group started with two friends and a shared idea. Liam and Virak met in university and quickly found they had a lot in common: both had spent years working customer service jobs, and both believed people deserve to be treated with patience and honesty.

Those jobs taught us how to listen, explain things clearly, and actually solve problems instead of rushing people along. When we started looking into life insurance, we saw how many families were confused, underinsured, or sold policies that didn't fit their lives. We knew we could do better.

So we spent about six months studying and earned our licenses to offer life insurance, indexed universal life (IUL), and annuities. Today, with about a year and a half of experience under our belt, we help families compare their options, understand the numbers, and build plans that protect them now and grow with them over time.

Our promise to you

No pressure
Your consultation is free, and there's never an obligation to buy.
Plain English
We explain every number and every trade-off until it makes sense.
Real people
You'll always talk to a licensed human who knows your situation.

Let's talk about your family's plan

Book a free consultation with a licensed member of our team.

Book your IUL consultation